MICRO

Micro investing, made

easy

.

Think you don’t have enough to start investing? With micro-investing, now you do. Start micro investing into a diversified portfolio for the price of a cup of coffee.

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How does micro investing work?

Micro-investing involve regularly putting away small amounts of money, and directing it towards managed funds or fractional shares. With micro-investing, you can take the spare change from everyday purchases and channel it towards your investments. If you use a micro-investing app like Pearler, even these little amounts can grow over time and add up to some serious savings.

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1.

Start

Investing in Minutes with Pearler

Open an account in less 5 minutes to kickstart your investment journey.

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2.

Customize

Your Investments

Explore and choose from 10 specialised funds to match your unique financial goals.

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3.

Automate

Investing for Peace of Mind

Sit back and relax as Pearler's Automate feature takes care of your investments, letting you focus on what matters most.

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Why Pearler Micro?

Would you characterise yourself as the next Warren Buffet? No? Perfect - you’re in the right place. Pearler is the micro investing platform made for everyday Australians.

Simple, no-fuss investing

No jargon. No confusing concepts. Just the tools you need to feel confident investing- whatever your experience.

Invest a little or a lot

Invest in 10 simple funds that track popular ETFs with as little as $5. Invest manually, automatically, or round up from your everyday spend.

Set & forget your investing

Sit back and put your investing on autopilot. Our set and forget feature takes care of your investments so you can focus on what matters most.

Some of the lowest fees

We don't hit you with hidden charges. Instead, we make money from simple, transparent, low- cost fees. See the pricing breakdown below.

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Explore Pearler Micro

Browse some of the template portfolios, to check out performance metrics and see some community stats about whose invested and what else these investors are buying.

Build your own

If you want to build your own, select from 10 different fund options to build your own portfolio. For more info, visit here.

Browse fund options
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How does Pearler Micro compare to other micro-investing apps?

To make an informed choice, consider factors such as fees, available investments, user experience, and your investment goals. Note that features and offerings may change over time, so check the latest information for each app.

MICRO

Pearler Micro

Raiz
CommSec Pocket
Spaceship

Long term investing community

Direct shares + Micro in one app

Goal-tracking

Passive investing approach

Flat monthly fee for all portfolio sizes

Round-ups

Automated investing option

MICRO

Long term investing community
Direct shares + Micro in one app
Goal-tracking
Passive investing approach
Flat monthly fee for all portfolio sizes
Round-ups
Automated investing option

And how do these stack up pricing wise?

To make an informed choice, consider factors such as fees, available investments, user experience, and your investment goals. Note that features and offerings may change over time, so check the latest information for each app.

MICRO

Pearler: 1 ETF

Pearler: 2 or more ETFs

Raiz Custom
CommSec Pocket*
Spaceship Universe / Earth

Monthly fee for $50 balance

$0.00

$0.00

$4.50
$2
$0.00

Monthly fee for $100 balance

$1.70

$2.30

$4.50
$2
$2.04

Monthly fee for $5,000 balance

$1.70

$2.30

$4.50
$10
$4.10

Monthly fee for $50,000 balance

$1.70

$2.30

$11.50
$100
$22.10

Portfolio / Fund choices

10

10

17
10
2

MICRO

Monthly fee for $50 balance
$0.00
$0.00
Monthly fee for $100 balance
$1.70
$2.30
Monthly fee for $5,000 balance
$1.70
$2.30
Monthly fee for $50,000 balance
$1.70
$2.30
Portfolio / Fund choices
10
10

Other fees or costs may apply, including the fees charged by underlying ETFs. Please see the PDS for details.

Don’t just trust us — hear from some of our friends.

caption FI

Captain FI

“Pearler Micro is one of the

leading micro-investing tools

to start your investing journey and expand your financial education.”

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