Low-cost products for every
step of your financial journey.
Not sure which product is right for you?
ASX Invest
Boring investing for the long-term
CHESS-sponsored ASX ETFs and shares.
$6.50
AUD
per buy/sell
Prepay for 15% off to save $1.00 each buy/sell
Open multiple accounts (individual, joint, trust or minor)
Free to deposit and receive dividends
Free to transfer shares in and out of Pearler
Withdraw and close your account any time
US Invest
Buy a piece of the world's largest companies
Whole or fractional US ETFs & shares.
$6.50
AUD
per buy/sell
Prepay for 15% off to save $1.00 each buy/sell
0.5% per FX conversion between AUD and USD
Exact dollar amount purchases with fractional shares
Instantly buy US assets with AUD when market is open
Free to deposit and receive dividends
Withdraw and close your account any time
Brokerage fees for US trades are always paid in AUD currency. See full Terms and Conditions.
Micro Invest
Start investing with as little as $5
That's less than your morning coffee.
$2.00
AUD
flat fee per month
The first two months are fee-free!
Choose from a range of 10 investment funds
Invest or sell without transaction fees*
Change your investment fund for free*
Withdraw and close your account any time
Costs apply, such as transactional and operational costs. See the PDS for details. Please Note: ETF Performance is net of their management fees and other market related costs may apply to an investment in the Pearler Investors Fund. Transferring between options or buying & selling may have tax implications. The Pearler Investors Fund is issued by Cache (RE Services) Ltd (ACN 616 465 671, AFSL 494 886). To read more, visit the PDS and TMD.
* Changing investment options do not attract fees from Pearler, but may have tax implications. Please consult a tax accountant.
Super
Take back control of your super
Why pay your super fund to make investment decisions you can make for yourself.
Investment Management Fees
0%
Pearler investment management Fees
From 0.035%
ETF investment management Fees
Admin & Transaction fees
0.438%*
Administration fees
0.11%
Brokerage fees per buy/sell
* for portfolios under $10,000 a cash management fee is calculated on a cash balance of $200 at a maximum of 1.5% p.a.
No, we don't charge investment management fees.
Yes, ETF managers charge their standard fees.
No, we don't get any kickbacks from ETF managers for offering their ETFs
Yes, we like being independent so we can be on your side.
Open an account first, explore risk-free, and build trust. Fees and costs only apply once you fund your account.
HomeSoon
Want your first home sooner?
HomeSoon is a feature of Pearler Super, so pricing works the same way.
Super
HomeSoon, a feature of Pearler Super, makes using the First Home Super Saver scheme easy. Fees only apply once you fund your account.
HomeSoon is designed to help you boost your first home deposit using the First Home Super Saver scheme.
HomeSoon lets you grow your first-home deposit separately — no need to move your existing super.
Choose ETFs that match your home-buying timeline and take control of your investment fees.
Headstart
Kickstart your kids' future
Invest with as little as $5 to give your child a head start in life.
Open multiple accounts (individual, joint, trust or minor)
Free to deposit and receive dividends
Free to transfer shares in and out of Pearler
Withdraw and close your account any time
Option 2: Micro
$2.00
AUD
flat fee per month
The first two months are fee-free!
Choose from a range of 10 investment funds
Invest or sell without transaction fees*
Change your investment fund for free*
Withdraw and close your account any time
For Micro, read the PDS and TMD and the explanations outlined earlier on this page.
Spending
Intelligent spending tracker
AI-powered categorisation, budgeting, analysis, and subscription tracking. Take control of your spending.
Basic version
$0
AUD
per month
Access to full spending report for the last 60 days.
Premium
$3.00
AUD
per month
Get access to your UNLIMITED spendings history.
Pearler Plus
Upgrade to access premium tools and discounts
Subscription