Key information

🔎 Fund Overview

Harmoney Corp. Ltd. engages in the provision of lending services. The Company’s primary business is to originate, service and invest in loans. The firm provides customers with unsecured personal loans. The firm's digital lending platform, Stellare, applies a customer's individual circumstance to its data-driven, machine learning credit scorecard to deliver automated credit decisioning and risk-based pricing. Stellare also replaces the traditional industry credit scorecard with Libra, its predictive behavioral analytics engine, which uses machine learning to analyze direct consumer data to deliver automated credit decisioning and superior risk-based pricing. Its loans include debt consolidation loans, home improvements loan, wedding loans, car loans, holiday loans, education expenses loan, medical expenses loan and business loans. The firm's subsidiaries include Harmoney Investor Trustee Limited and Harmoney Limited.