Key information

🔎 Fund Overview

Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company's primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank that is primarily serves Northwest Ohio and Northeast Indiana. Its other subsidiary, Farmers & Merchants Risk Management (Captive) is a captive insurance company. The Bank engages in general commercial banking business. Its activities include commercial, agricultural and residential mortgage as well as consumer and credit card lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. The Bank provides custodial services for individual retirement accounts (IRAs) and health savings accounts (HSAs). The Bank provides on-line banking access for consumer and business customers. The Bank's primary market includes communities located in the Ohio counties of Champaign, Defiance, Fulton, Hancock, Henry, Lucas, Shelby, and others.